1 How much did you put in?
$
Any amount — a lump sum you invested or set aside. Type your own.
2 Since which year?
2010
→ 2024 · 14 years
1995200520152023
Drag to the year you put the money in. We run it forward to today.
3 Where did it go?
The 500 largest US companies, dividends reinvested — the default “the market”.
Savings rate on that cash
% / yr
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Inflation is the quietest tax there is
Enter an amount, a year and where the money went, then hit Reveal. You’ll see what it looks like today versus what it’s actually worth — the gap in between is what inflation took.
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The local dataset didn’t load. This tool works fully offline — reloading almost always fixes it.
Your money, then vs now
Looks like
$0
inflation’s
cut →
cut →
Really worth
$0
$0lost to inflation
Looked like
—
a year, on paper
Really
—
a year, after inflation
Same money, every option
Tap any row to make it the focus above. Real = after inflation, in start-year dollars.
In real money: invested vs sitting in cash
All lines in start-year dollars (real). Above the dashed line beat inflation; below it, your money shrank.
Educational — not investment advice. Past returns and inflation don’t predict the future.
What that buys in real life the same prices, then vs now
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Finoval · Real ReturnsUS dollars. Historical figures for information only.